UK property investment for overseas investors
Buy to let for non UK residents
A trusted team in Liverpool. Wherever you live.
You want to buy well, receive rental income and know your UK property is being looked after. You also want to know who you can trust when you live thousands of miles away.
Tuna Fish Property helps overseas investors buy, refurbish, let and manage property in Liverpool, Merseyside and Wirral. Many of our international clients have worked with us for years, returning as their portfolios grow.
Experience since 1999Property investment led by Dominic Farrell.
Relationships built over yearsOverseas owners who continue to work with us.
£94 management capPer property, per month, from £875 rent upwards.
Your local representative in the UK
Own property in the UK. Have people you trust on the ground.
Buying from overseas brings practical questions. Who will view the property? Who will check the rental figures, arrange the work and deal with the tenant? Who will explain the costs before you commit?
We bring those tasks together through a local team that invests, develops, lets and manages property itself. You have a point of contact in Liverpool and remain involved in the decisions that matter.
- Local property sourcing and assessment of rental potential.
- Help coordinating renovation and preparation for letting.
- Tenant finding, referencing and tenancy setup.
- Ongoing tenant communication and maintenance coordination.
- Clear fees and quotations for separately agreed work.
- Introductions to solicitors, mortgage brokers and accountants experienced with overseas clients.
Clients across the world. Our overseas client base includes Singapore, South Africa, Malaysia, Hong Kong, the UAE, India, Pakistan, Mauritius and France.
From your first purchase to an established portfolio
One local team. Support throughout your investment.
You may need help finding your first UK rental property, or a better agent for properties you already own. We will agree the service you need and explain its scope and costs from the outset.
Find and buy well
Our property sourcing service looks for opportunities through auctions, receivers, distressed sales and off market introductions. We consider the price, condition, likely rent and costs before recommending the next step.
Explore property sourcingPrepare the property
Where work is needed, we help coordinate contractors, quotations and the agreed refurbishment. The aim is a property that is ready for tenants, with a clear view of the work and expenditure.
Renovation and refurbishmentFind suitable tenants
We arrange photography, Rightmove and Zoopla marketing, viewings, referencing, Right to Rent checks and tenancy documentation. Tenant sourcing is £350, with check in and inventory priced separately.
See tenant finding feesManage from a distance
Our property management team deals with tenant communication, routine administration, maintenance coordination and initial arrears action. Formal inspections and reports are separately priced.
Explore property managementOur sourcing package includes 12 months of property management, tenant finding and inspections, with rent guarantee insurance where applicable and subject to eligibility. We will explain the package terms and any separate costs for your purchase.
Low fees. Clear costs. More of your rent retained.
Flat management fees that stop at £94.
Our monthly management fees
| Monthly rent | Management fee |
|---|---|
| Below £500 | £44 minimum |
| £500 to £624 | £56 |
| £625 to £749 | £69 |
| £750 to £874 | £81 |
| £875 and above | £94 maximum |
See the difference a flat fee makes
| Rent pcm | 12% fee pcm | Our fee pcm | Annual saving |
|---|---|---|---|
| £1,000 | £120 | £94 | £312 |
| £1,500 | £180 | £94 | £1,032 |
| £3,000 | £360 | £94 | £3,192 |
Management charges only, assuming the stated rent is received for all 12 months. This is an illustration, rather than a quotation from a named competitor. Compare the full service and all additional charges.
Tenant sourcing
£350
Photography, marketing, viewings, referencing, Right to Rent checks and tenancy documentation.
Check in and inventory
£125
Photographic inventory, schedule of condition, meter readings and tenant check in.
Documented inspection
£125 per visit
A written report. Normally 2 visits a year, approximately 6 months apart.
Typical new tenancy setup is £475 for tenant sourcing plus check in and inventory. Two documented inspections cost £250 per year. These are separate from monthly management. Repairs, certificates, insurance, licensing work and other required services or supplier costs are additional.
In our overseas clients’ words
Trust built through experience.
The strongest explanation of our overseas service comes from the people who have used it. These excerpts cover both the buying process and the practical reassurance of having a local team.
Singapore · Buying and mentorship
A first UK investment, with guidance throughout.
“he educated me throughout the entire process”
Raymond Tan, Singapore · 29 January 2026
Raymond describes buying his first UK investment within his first month of mentorship. He valued help understanding Liverpool, assessing opportunities and planning how to build his portfolio.
South Africa · Letting and management
Confidence in a local team from thousands of miles away.
“We consider ourselves fortunate to have relied on Dom and his team”
SHD, South Africa
SHD’s account explains the reassurance of having Tuna Fish Property handle inspections, rental collections and property matters while the owners live in South Africa.
Individual client experiences. Raymond’s account relates to property sourcing and mentorship; SHD’s relates to investment and ongoing management.
More landlord feedback on transparency and value.
“Communication and transparency are what sets them apart.”
Adewale Omobayo · Landlord
“generally are cheaper on their fees than other providers locally.”
SB · Property investor
Your return depends on the whole picture
Buy with the numbers in front of you.
A property is an investment because of what you pay, what it earns and what it costs to operate. The headline rent is only the starting point.
Our Liverpool property investment approach looks at the purchase and ongoing management together. Before committing, allow for:
- Purchase costs, legal work and any renovation costs.
- Mortgage payments and the cost of moving money into sterling.
- Management, inspections, maintenance and insurance.
- Periods without rent, service charges and licensing costs where relevant.
- UK tax and any obligations in the country where you live.
We can introduce professional advisers to help you assess the purchase, finance and tax position. Their work and charges are agreed separately.
A clear process from the first conversation
How we work with overseas investors.
01 · YOUR PLAN
Understand your priorities
Tell us where you live, your budget, your experience and the income or longer term objectives you want the property to support.
02 · THE PROPERTY
Assess the opportunity
Consider the location, purchase price, likely rent, condition and work needed. Agree the investment brief and the buying route.
03 · THE PURCHASE
Bring in the advisers
Your solicitor reviews the purchase documents and ownership requirements. A broker assesses finance where needed. Tax advice informs the structure and budget.
04 · THE MANAGEMENT
Look after the investment
Agree any works, prepare for letting and find suitable tenants. Our local team then provides the management support you have instructed.
The experience behind your local team
Practical property experience since 1999.
Our investment and sourcing work is led by Dominic Farrell, an investor, developer, author and former British Army Major. His experience includes auctions, distressed assets, refurbishment and rental property through changing markets.
That experience works alongside our local letting and management team. You can get to know the people and approach before deciding to work with us.
Questions from overseas buyers and landlords
Buy to let for non UK residents: your questions.
Can you help me buy UK property while I live overseas?
Yes. We work with overseas investors and UK expatriates who want to buy property in Liverpool, Merseyside and Wirral. We can help with sourcing, local assessment, refurbishment, letting and management, with the scope and fees agreed for your instruction.
Do I need to visit Liverpool to work with you?
We can start with a telephone call or Zoom and coordinate local property tasks while you are overseas. You are welcome to visit. Your solicitor and lender will confirm how their identity checks, documents and signing arrangements can be completed.
Can non UK residents obtain a buy to let mortgage?
Finance options depend on your country of residence, income, borrowing requirements and the property. We can introduce a broker experienced with overseas investors to assess eligibility and available terms before you commit to a purchase.
What will I pay for ongoing property management?
Monthly management is £44 to £94 per property, including VAT where applicable. The £94 cap applies at rents of £875 pcm and above. Formal inspections cost £125 per visit. Tenant sourcing is £350, and check in and inventory are £125. Repairs, certificates and other additional services or supplier costs are separate. See our full fee schedule.
How are rent, tax and reporting handled for overseas landlords?
We explain the rent handling and reporting arrangements before instruction. UK rental income can be taxable even when you live abroad. Under the Non resident Landlord Scheme, rent may be subject to tax deduction unless HMRC has authorised payment without deduction. An accountant can advise on your UK returns and obligations where you live. Read HMRC’s rental income guidance.
What purchase taxes should an overseas buyer consider?
Ask your solicitor to calculate the Stamp Duty Land Tax for your proposed purchase in England, including any additional property rates and non resident surcharge that apply. Your accountant can advise on ownership, rental income and future disposal. The HMRC guidance for non UK residents explains the surcharge rules.
Can you take over a property I already own?
Yes. Contact us with the address, tenancy details and your current fee schedule. We can review the management you need and discuss the handover. Check your existing agreement’s notice period, termination provisions and any exit fees before switching.
Your next UK property starts with a conversation
Tell us where you are. We’ll talk through what you need.
Planning a purchase? Tell us your budget and investment objectives. Already own property in Liverpool, Merseyside or Wirral? Send us the address and your current management costs.
We can arrange a telephone call or Zoom, explain the service and fees, and agree a practical next step.
