Liverpool · Merseyside · Wirral
Repossessed houses for sale in Liverpool
Find a property with potential. Have an experienced team beside you.
Looking for a rental investment, a BRRR project or a house to renovate and sell? We help you find and assess repossessed and distressed property, negotiate the purchase and organise the next stage.
Start with your budget and what you want the property to achieve.
Practical buying and development experience.
Auctions, repossessions and receiver sales.
Included with our agreed sourcing service.
See the whole investment
A promising house is only the beginning.
You may have found a low guide price, an empty house or a property that needs work. The next questions are what it is really worth, what it will cost to put right and whether it can deliver the income or resale margin you need.
That is where our experience earns its place. Tuna Fish Property brings the buying decision, refurbishment, lettings and ongoing management into the same conversation. We look at the property as an investment you will have to own and operate.
Some repossessed houses need substantial work. Others are ready to let. We help establish what the opportunity involves, where specialist advice is needed and the price at which the numbers make sense.
Already found a property? Send us the auction link or address, your available funds and what you want to do with it. We can discuss the support you need before you commit.
Real clients · Historical purchases
What buying well has meant for our clients.
These examples from our wider sourcing work show why the purchase price, local assessment and continuing support matter. Each client reported a later mortgage valuation above the price paid, without refurbishment.
Conor · London
A tenanted property bought prior to auction
60%Reported valuation uplift after 8 months
- Purchase price
- £75,000
- Reported subsequent valuation
- £120,000
Conor’s property was already producing rent. He also valued the continuing advice when assessing further opportunities.
Watch Conor’s accountKishan P · London
Local viewing and negotiation before purchase
47%Reported valuation uplift after 6 months
- Purchase price
- £75,000
- Reported subsequent valuation
- £110,000
Dominic viewed the property and negotiated the price prior to auction. Kishan reported that the existing tenant remained and no works were needed.
Read the client examplesJohn Richardson · Surrey
A working relationship across 3 purchases
46%Reported subsequent valuation uplift
- Purchase price of 1 property
- £65,000
- Reported mortgage valuation
- £95,000
John described 3 purchases through Dominic. His account highlights local knowledge, practical advice and a house that required no renovation.
Explore the investment examplesHistorical examples from our wider sourcing service, rather than a catalogue of available repossessions. The 47% and 46% figures are rounded. Valuations are not realised profits or mortgage advances. Buying costs, finance, tax and other expenditure affect returns. Individual results vary.
“The real value for me is the countless meetings, phone calls and text messages”
Conor · Read the published client account
Let your objective guide the purchase
Choose the strategy before you choose the house.
The property, buying price and level of work should fit what you want to achieve. We can help assess opportunities for each of these approaches.
01 · Buy to let
Build a rental investment
Focus on achievable rent, demand on the street, property condition and the income left after costs. We can help prepare the house for tenants and manage the tenancy.
Explore our management service02 · BRRR
Buy, refurbish, refinance and rent
Plan the acquisition, works and rental income together. A broker can assess the funding and refinance route before purchase, including a lower valuation or a longer timetable.
Explore our BRRR expertise03 · Renovate and sell
Improve the property for resale
Work back from supported resale evidence. Include purchase taxes, fees, works, finance, holding and selling costs when assessing whether the project leaves a worthwhile margin.
Explore our refurbishment experienceRefinancing is subject to the lender’s valuation, criteria and approval. A disciplined investor allows for changing values, additional costs and delays.
The experience behind your purchase
Work with people who have bought, developed and managed property.
Dominic Farrell leads our investment and sourcing work. Liverpool born, he has invested since 1999 and focused on distressed property opportunities since the financial crisis of 2008.
As a former British Army Major, investor and developer, Dominic brings a practical approach to preparation and decision making. His book, Property Auctions: Repossessions, Bankruptcies and Bargain Properties, draws on the transactions and lessons behind that approach.
You can speak to us about what you want to buy, the issues you are concerned about and the level of local support you need. We work with buyers in Liverpool, elsewhere in the UK and overseas.
From assessment to the next stage
We understand what it takes to make a property work.
An unfinished house can be difficult to judge from a catalogue photograph. Our refurbishment experience helps connect the condition you see with the work, budget and decisions ahead.
Assess the condition
View the property, identify the apparent work and decide where a survey or specialist inspection is needed. Bring condition into the buying appraisal.
Plan the refurbishment
Obtain quotations and agree the scope before committing. We can coordinate agreed contractors, spending and progress, with permissions and specialist input where required.
Prepare for the next step
Match the finish to the rental or resale market. For a rental investment, our lettings team can help prepare for a suitable tenant and ongoing management.
A clear route from enquiry to ownership
How we help you buy repossessed property.
Start with a conversation. You do not need to have chosen a house or decided every detail before getting in touch.
- 01 · YOUR BRIEF
Agree what you want to achieve
Discuss your available funds, preferred strategy, timescale and appetite for work and risk. We explain the sourcing service, fee and scope before you agree to proceed.
- 02 · THE SEARCH
Find and assess suitable opportunities
We consider repossessions, auction lots, receiver disposals and relevant private introductions. Buying may involve an offer prior to auction, bidding at auction or negotiating an unsold lot.
- 03 · THE BUYING PLAN
Bring the checks and the figures together
Review sale comparisons, rent, condition and total costs. Your solicitor checks the legal documents and sale terms; your broker assesses finance. We agree a ceiling price and negotiate or bid within your instructions.
- 04 · AFTER COMPLETION
Organise the works, letting or resale plan
We can coordinate agreed refurbishment and prepare for letting. If you retain the property, support continues through the first year of management included with our sourcing service.
Your total budget matters. Allow for the purchase, tax, auction and professional fees, finance, works, running costs and a contingency. A low guide price needs to be assessed alongside the full cost and the actual sale terms.
Support continues after you buy
Your first year of property management is included.
For a property you intend to let, it helps to have a team that already knows the house, the work and your investment plans.
- 12 months’ free property management under the agreed sourcing terms.
- Tenant finding and referencing where required.
- Routine property inspections during the included period.
- Tenancy communication and maintenance coordination.
- Rent guarantee insurance where the insurer’s requirements are met.
We confirm the scope and start of the included period before you proceed. Repairs, refurbishment, purchase costs and professional fees are separate. Insurance is subject to eligibility, policy terms, limits and exclusions.
After the included year, our flat monthly management fee runs from £44 to £94 per property, including VAT where applicable. Inspections and other additional services are charged separately. See the current fee schedule.
Repossessed property in Liverpool
Your questions, answered.
Where can I find current repossessed houses for sale in Liverpool?
Repossessions can be marketed by auction houses or estate agents acting for the lender. Tell us your budget, location and strategy so we can discuss a search to your brief. This page explains our sourcing service and shows historical examples; availability must be checked for each property.
What is a repossessed house?
It is a property taken into possession by a mortgage lender following default on a secured loan. Sale documents may describe the seller as a mortgagee in possession. A receiver sale is a different arrangement, which your solicitor should identify from the documents.
Are repossessed houses always cheaper?
The sale circumstances can create an opportunity, but the price still needs testing against completed sales, condition and total costs. Lenders covered by FCA mortgage rules must take steps to obtain the best price that might reasonably be paid. A discount depends on the individual property and transaction.
Can I buy a repossessed property with a mortgage?
Possibly. Your circumstances, the condition of the property and the sale deadline all matter. Some properties may need a different funding route until works are complete. Ask a mortgage or bridging broker to assess the finance and exit before you commit.
What should I check before buying at auction?
View the property and assess its condition, comparable values and intended use. Have your solicitor review the legal pack, title, occupancy, Special Conditions of Sale, fees and completion terms. Confirm the auction method and when you become legally committed, then make sure the funding is ready.
Can you help me buy for BRRR or to renovate and sell?
Yes. We discuss the strategy first, then assess the purchase price, likely works, finance and proposed rental or resale outcome. Refurbishment can be quoted and coordinated as a separately agreed service. Refinancing depends on the property, lender valuation and approval.
Can you help if I live outside Liverpool or overseas?
Yes. We can view suitable properties and share photographs, video and our assessment. Telephone or Zoom discussions help you make decisions with a local team supporting the buying process and the agreed work after completion.
What does your property sourcing service cost?
We explain the sourcing fee, agreed brief and included support before you proceed. The service includes the first year of property management under the agreed terms. The property purchase, taxes, finance, professional fees, surveys and refurbishment have separate costs.
Can I contact you about a property I have already found?
Yes. Email the address or auction link, your available funds and whether you plan to let, refinance or sell. We can discuss the support required, any assessment fee and the next steps before you decide to proceed.
Take the first step
Let’s talk about the property you want to buy.
You may be ready to buy, building a plan or looking for a second opinion on a particular house. Tell us where you are starting.
- Your available cash and overall project budget.
- Rental income, BRRR, refurbishment or resale.
- Liverpool, Merseyside or Wirral.
- Your buying timescale and the support you need.
What happens next?
We discuss your objectives, what the budget needs to cover and how our service could help. You can then decide whether you would like to agree a sourcing brief or another level of support.
Arrange a call or Zoom
Send your details to start a conversation about your next property purchase.
Or call 0151 705 9055 or email info@tunafishproperty.co.uk.
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